Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
264456.53
205915.27
183157.92
199619.67
208541.88
Interest / Discount on advances / Bills
179678.07
133361.61
119901.12
118192.21
130928.97
Interest on balances with RBI and other Inter-bank funds
3348.85
5179.69
7149.42
6487.41
4542.09
Income on investments
77550.55
59586.72
46313.87
51692.93
57880.91
Others
3879.06
7787.25
9793.51
23247.12
15189.91
Other Income
39247.60
45753.77
49192.27
47815.34
46312.56
Commission,exchange and brokerage
20385.50
20043.73
19206.09
18719.63
20105.65
Profit / (loss)on sale of investments(net)
7276.96
8163.86
10628.88
17283.39
8912.09
Profit on sale of Fixed Assets
832.52
-18.64
6.08
-4.20
-47.43
Foreign Exchange Gains
3536.46
6157.29
7304.88
3760.13
5487.23
Income earned from subsidiaries/joint venture
Provisions Written Back
5083.18
7164.69
8455.27
5475.57
8280.65
Miscellaneous income
2132.98
4242.84
3591.07
2580.83
3574.37
Total Income
303704.13
251669.04
232350.18
247435.01
254854.45
Interest Expended
122263.59
91304.46
91215.45
114075.07
138411.19
Intereston Deposits
105876.77
78191.82
77503.82
92484.42
110896.15
Interest on RBI / inter-bank borrowings
9053.60
4380.97
1828.76
5535.86
4928.20
Other Interest
7333.22
8731.67
11882.87
16054.80
22586.84
Operating Expenses
83703.93
72325.65
65030.63
61715.45
64471.69
Payments to and provisions for employees
44170.10
36913.93
32594.26
32234.74
33637.13
Rent,Taxes and lighting
5430.18
5075.90
4753.37
4787.03
4562.54
Depreciation on Banks property
5433.09
4992.08
4172.64
3968.47
3943.79
Depreciation on leased assets
Auditor's fees and expenses
31.86
29.47
36.61
28.07
26.66
Law charges
600.22
493.02
430.65
501.83
363.19
Communication Expenses
1284.17
1195.98
905.94
768.87
894.99
Repairs and Maintenance
1280.56
967.64
1015.70
872.77
796.40
Insurance
3030.93
2968.15
2844.98
2595.36
2040.35
Other expenses
22442.84
19689.48
18276.48
15958.30
18206.65
Provisions and Contingencies
14492.51
35250.51
50926.72
47057.75
141246.59
Provision for investments
2840.00
11880.00
20220.00
16967.30
Provision for advances
8380.00
6770.00
21950.00
113185.40
Others Provisions
3272.51
16600.51
50926.72
4887.75
11093.89
Profit Before Tax
83244.10
52788.43
25177.38
24586.74
-89275.03
Taxes
25610.00
15920.00
10100.00
39199.00
Current Income Tax
-2050.00
-2990.00
Deferred Tax
25610.00
17970.00
13090.00
39199.00
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
57634.10
36868.43
25177.38
14486.74
-128474.03
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-259.88
-219.12
-234.02
-181.63
-159.35
Share of Associate
506.90
411.29
393.31
834.57
281.01
Consolidated Net Profit
57881.12
37060.59
25336.67
15139.69
-128352.37
IV. APPROPRIATIONS
103660.34
57064.46
-426257.54
-438960.17
-452069.10
Transfer to Statutory Reserve
14085.24
9112.74
6098.18
3398.66
Appropriation to General Reserve
31.38
26.46
28.26
21.93
35.18
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
89543.72
47925.27
-432383.98
-442380.76
-452104.27
Equity Dividend %
15.00
10.00
Earnings Per Share
5.38
3.45
2.36
1.41
-12.36
Adjusted EPS
5.38
3.45
2.36
1.41
-12.36