Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
486676.64
457482.14
363679.21
308224.42
289997.97
Interest / Discount on advances / Bills
395911.53
381193.11
299445.18
251434.38
240853.48
Interest on balances with RBI and other Inter-bank funds
12066.10
11570.66
14422.93
12883.62
6773.68
Income on investments
76630.34
62021.92
46916.31
40528.78
38461.08
Others
2068.67
2696.45
2894.79
3377.64
3909.73
Other Income
76904.36
93957.70
81727.71
73447.84
65008.80
Commission,exchange and brokerage
75628.66
66343.97
56461.47
45092.86
34781.45
Profit / (loss)on sale of investments(net)
5215.06
4084.13
653.79
5931.59
14861.94
Profit on sale of Fixed Assets
19.93
-31.38
-27.79
-11.30
13.79
Foreign Exchange Gains
-12629.69
14844.72
17934.45
17308.44
13212.04
Income earned from subsidiaries/joint venture
7012.60
7745.48
Miscellaneous income
1657.81
970.78
6705.79
5126.25
2139.59
Total Income
563581.00
551439.84
445406.91
381672.26
355006.77
Interest Expended
296363.50
251322.94
187757.97
158215.98
154719.03
Intereston Deposits
255348.31
217084.36
156791.78
124302.86
114590.76
Interest on RBI / inter-bank borrowings
12745.45
9720.57
6115.94
2432.44
5232.33
Other Interest
28269.75
24518.01
24850.25
31480.68
34895.94
Operating Expenses
160603.47
141476.33
113458.67
93107.06
81568.26
Payments to and provisions for employees
60278.11
53739.29
41786.57
34735.41
30392.45
Rent,Taxes and lighting
8712.11
7440.40
6345.80
5664.15
4789.23
Depreciation on Banks property
5322.70
4630.40
4072.06
3520.24
3276.44
Depreciation on leased assets
Auditor's fees and expenses
69.32
42.06
35.34
32.70
23.57
Law charges
613.83
697.71
624.07
490.47
602.86
Communication Expenses
2287.95
2209.56
1726.92
1629.84
1390.51
Repairs and Maintenance
4989.94
4655.81
4010.11
3712.18
3620.18
Insurance
6711.92
5628.92
4964.26
4287.94
3226.50
Other expenses
71617.60
62432.19
49893.55
39034.14
34246.53
Provisions and Contingencies
71356.47
38848.61
44868.33
66021.03
79425.33
Provision for investments
2229.10
5494.50
2999.90
3035.50
6088.10
Provision for advances
71482.80
30837.70
38855.60
41466.10
50597.90
Others Provisions
-2355.43
2516.41
3012.83
21519.43
22739.33
Profit Before Tax
35257.56
119791.95
99321.94
64328.20
39294.15
Taxes
9503.40
30022.10
24890.60
16281.80
9995.40
Current Income Tax
15041.10
26316.20
23620.00
18402.50
17039.40
Deferred Tax
-5537.70
3705.90
1270.60
-2120.70
-7044.00
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
25754.16
89769.85
74431.34
48046.40
29298.75
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
1.32
3.07
3.64
3.98
2.21
Consolidated Net Profit
25755.48
89772.92
74434.98
48050.38
29300.96
IV. APPROPRIATIONS
321620.24
331535.93
266958.03
208688.87
164552.95
Transfer to Statutory Reserve
6607.24
22374.45
18474.28
11527.81
7090.98
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
315013.00
309161.48
248483.76
197161.06
157461.97
Equity Dividend %
165.00
140.00
85.00
50.00
Earnings Per Share
33.06
115.34
95.93
62.03
37.89
Adjusted EPS
33.06
115.34
95.93
62.03
37.89