Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
112132.03
93552.28
80129.79
81110.88
84462.89
Interest / Discount on advances / Bills
86086.67
69975.54
60148.83
60630.15
65724.97
Interest on balances with RBI and other Inter-bank funds
367.19
941.71
1686.91
3172.25
2660.32
Income on investments
22654.30
20709.24
16768.54
17307.93
16076.09
Others
3023.87
1925.79
1525.50
0.55
1.50
Other Income
8376.73
7652.42
7534.83
7014.94
5085.97
Commission,exchange and brokerage
2464.27
1590.92
2007.74
2158.20
2377.20
Profit / (loss)on sale of investments(net)
575.22
516.67
1230.96
2521.64
816.26
Profit on sale of Fixed Assets
10.67
11.93
2.86
2.84
4.37
Foreign Exchange Gains
122.26
142.02
163.66
104.81
7.79
Income earned from subsidiaries/joint venture
-417.69
Miscellaneous income
5204.31
5390.87
4129.61
2227.46
2298.05
Total Income
120508.76
101204.70
87664.62
88125.82
89548.86
Interest Expended
60079.31
46094.38
41013.37
43398.80
47392.43
Intereston Deposits
56853.66
43512.42
39013.37
41398.65
44965.20
Interest on RBI / inter-bank borrowings
375.67
364.80
14.36
12.65
37.69
Other Interest
2849.98
2217.16
1985.64
1987.50
2389.54
Operating Expenses
37625.56
36508.70
35986.53
28841.63
27345.72
Payments to and provisions for employees
25789.80
27085.63
26750.79
20624.30
18906.39
Rent,Taxes and lighting
1129.50
1046.55
979.73
965.77
998.90
Depreciation on Banks property
2079.25
1324.68
1243.33
1342.81
1256.74
Depreciation on leased assets
96.99
251.87
197.53
Auditor's fees and expenses
171.26
131.35
221.55
180.82
177.54
Law charges
174.21
187.19
128.20
113.51
96.90
Communication Expenses
53.65
49.64
40.77
48.21
40.89
Repairs and Maintenance
393.18
308.34
340.06
200.13
198.03
Insurance
1636.03
1441.45
1293.85
1188.22
903.37
Other expenses
6101.72
4681.99
4790.73
4177.87
4766.96
Provisions and Contingencies
-1076.89
741.25
3208.94
10517.94
26250.97
Provision for investments
758.80
834.60
-206.60
313.30
1516.80
Provision for advances
-282.40
-217.90
-134.00
-306.70
Others Provisions
-1835.69
189.05
3633.44
10338.64
25040.87
Profit Before Tax
23880.78
17860.37
7455.78
5367.45
-11440.25
Taxes
6181.70
5874.50
2411.40
1019.50
393.60
Current Income Tax
5897.50
5310.10
2153.40
366.50
719.10
Deferred Tax
284.20
564.40
258.00
653.00
-325.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
17699.08
11985.87
5044.38
4347.95
-11833.85
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
13.16
-180.70
-95.87
-63.49
Consolidated Net Profit
17712.25
11805.17
4948.51
4284.47
-11833.85
IV. APPROPRIATIONS
17712.25
11805.17
4948.51
4284.47
-11833.85
Transfer to Statutory Reserve
4418.17
2993.45
1253.91
1080.31
Appropriation to General Reserve
Appropriation to Revenue Reserve
10681.53
8295.98
3359.46
1865.41
-12138.45
Appropriation to Other Reserves
Equity Dividend
2367.54
515.74
Other appropriations
245.00
0.00
335.15
1338.75
304.60
Equity Dividend %
215.00
50.00
Earnings Per Share
16.08
11.44
5.30
6.01
-16.59
Adjusted EPS
16.08
11.44
5.30
6.01
-16.59