Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
562366.32
421510.61
337406.20
328198.31
334741.61
Interest / Discount on advances / Bills
408661.62
307350.62
226033.19
216205.29
248771.05
Interest on balances with RBI and other Inter-bank funds
15423.61
10293.53
10043.79
14809.13
8276.45
Income on investments
132966.02
98944.14
95952.42
92749.67
73273.09
Others
5315.07
4922.32
5376.81
4434.22
4421.02
Other Income
380372.78
259909.66
249410.59
235876.76
168915.75
Commission,exchange and brokerage
103827.06
82368.30
73650.47
56917.08
58738.21
Profit / (loss)on sale of investments(net)
27735.52
9068.64
19661.88
17677.75
15477.48
Profit on sale of Fixed Assets
71.38
107.78
264.30
386.56
294.24
Foreign Exchange Gains
12687.96
17038.45
19042.67
9796.80
6954.81
Income earned from subsidiaries/joint venture
184253.09
157998.62
133393.89
Miscellaneous income
51797.78
-6672.13
3397.39
151098.58
87451.00
Total Income
942739.11
681420.27
586816.78
564075.07
503657.36
Interest Expended
225672.37
144111.32
115535.37
129665.48
159006.80
Intereston Deposits
182285.02
117657.65
92766.56
100853.64
120285.32
Interest on RBI / inter-bank borrowings
15815.53
9951.32
10475.33
12714.37
12619.11
Other Interest
27571.83
16502.36
12293.48
16097.47
26102.37
Operating Expenses
458708.24
336450.29
304093.34
274201.89
204851.52
Payments to and provisions for employees
103473.13
84790.30
71409.32
58557.00
57559.66
Rent,Taxes and lighting
9687.47
9357.72
8088.82
7701.17
7685.79
Depreciation on Banks property
7917.53
5992.59
4803.51
4610.50
4648.88
Depreciation on leased assets
Auditor's fees and expenses
133.85
123.95
110.14
99.21
101.07
Law charges
13653.51
14268.45
11828.54
8272.85
9710.70
Communication Expenses
5317.35
4585.88
3413.75
2335.41
2315.14
Repairs and Maintenance
14393.75
12071.74
8151.75
6495.44
5810.21
Insurance
4739.69
3943.98
3574.83
46800.78
40039.31
Other expenses
299391.97
201315.68
192712.69
139329.54
76980.76
Provisions and Contingencies
19724.74
4396.84
7705.04
28524.34
25581.00
Provision for investments
742.30
-181.50
-804.10
-279.90
1809.30
Others Provisions
18982.44
4578.34
8509.14
28804.24
23771.70
Profit Before Tax
238633.75
196461.82
159483.04
131683.36
114218.05
Taxes
58865.50
48657.40
40164.30
32654.40
28147.20
Current Income Tax
58853.10
48429.80
39028.30
35401.60
29588.70
Deferred Tax
12.40
227.60
1136.00
-2747.20
-1441.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
179768.25
147804.42
119318.74
99028.96
86070.85
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
2363.82
1445.68
1575.18
873.08
-137.24
Consolidated Net Profit
182132.08
149250.10
120893.92
99902.04
85933.61
IV. APPROPRIATIONS
817463.78
674054.42
556116.05
464260.54
390004.02
Transfer to Statutory Reserve
34454.00
27348.30
21431.80
17412.10
14868.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
783009.78
646706.12
534684.25
446848.44
375136.02
Equity Dividend %
40.00
30.00
22.00
18.00
Earnings Per Share
91.43
74.93
60.71
50.20
44.71
Adjusted EPS
91.43
74.93
60.71
50.20
44.71