Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Interest Earned
86128.09
72331.79
65865.38
Interest / Discount on advances / Bills
68910.39
57121.51
50693.41
Interest on balances with RBI and other Inter-bank funds
876.43
1321.00
3337.31
Income on investments
15516.14
12857.27
10398.05
Others
825.14
1032.02
1436.60
Other Income
15145.22
8113.70
10338.97
Commission,exchange and brokerage
388.42
445.70
471.84
Profit / (loss)on sale of investments(net)
3176.08
-3645.04
661.65
Profit on sale of Fixed Assets
-1.00
-1.22
1.48
Foreign Exchange Gains
341.43
560.51
601.23
Income earned from subsidiaries/joint venture
Provisions Written Back
981.90
2472.00
1047.50
Miscellaneous income
10258.38
8281.75
7555.28
Total Income
101273.31
80445.49
76204.35
Interest Expended
52807.53
42210.96
43467.80
Intereston Deposits
49138.89
38533.24
40623.71
Interest on RBI / inter-bank borrowings
81.58
16.60
40.39
Other Interest
3587.07
3661.13
2803.70
Operating Expenses
29787.60
23158.32
20263.18
Payments to and provisions for employees
17052.52
13080.30
11982.95
Rent,Taxes and lighting
1536.48
1388.23
1287.97
Depreciation on Banks property
903.52
874.89
840.21
Depreciation on leased assets
Auditor's fees and expenses
32.05
28.06
21.28
Law charges
248.74
222.21
145.29
Communication Expenses
782.02
572.82
505.24
Repairs and Maintenance
831.11
647.39
507.89
Insurance
1258.74
1211.00
1159.45
Other expenses
7142.43
5133.42
3812.91
Provisions and Contingencies
3389.12
2608.63
13395.59
Provision for investments
-26.70
-1375.40
-79.10
Provision for advances
3846.10
5644.10
12.20
Others Provisions
-430.28
-1660.07
13462.49
Profit Before Tax
15289.06
12467.58
-922.22
Taxes
4587.10
4714.50
-1370.30
Current Income Tax
3732.30
2584.00
-59.50
Deferred Tax
854.80
2130.50
-1310.80
Profit After Tax
10701.96
7753.08
448.08
Consolidated Net Profit
10701.96
7753.08
448.08
IV. APPROPRIATIONS
12947.29
7372.66
494.36
Transfer to Statutory Reserve
2675.30
1937.80
112.50
Appropriation to General Reserve
Appropriation to Revenue Reserve
3000.00
1300.00
Appropriation to Other Reserves
Other appropriations
7271.99
4134.86
381.86
Equity Dividend %
30.00
30.00
Earnings Per Share
4.09
3.70
0.21