Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
309188.15
276058.62
227021.62
190187.67
200392.83
Interest / Discount on advances / Bills
232952.25
210832.08
178189.68
150891.12
166394.19
Interest on balances with RBI and other Inter-bank funds
3930.86
4583.98
8410.29
7020.74
3320.25
Income on investments
56944.90
49582.58
35645.99
28780.91
26800.74
Others
15360.14
11059.98
4775.66
3494.90
3877.65
Other Income
61568.08
53550.27
38830.08
34047.51
31070.81
Commission,exchange and brokerage
37132.13
30742.60
20913.06
16380.44
12352.34
Profit / (loss)on sale of investments(net)
4111.27
2270.96
344.21
2594.60
11080.03
Profit on sale of Fixed Assets
-152.79
-20.62
69.55
-125.88
-34.60
Foreign Exchange Gains
6567.45
6441.11
7446.19
6008.16
4845.89
Income earned from subsidiaries/joint venture
Miscellaneous income
13910.02
14116.22
10057.07
9190.20
2827.15
Total Income
370756.23
329608.89
265851.70
224235.18
231463.63
Interest Expended
219983.65
195272.52
147997.60
125284.35
126109.33
Intereston Deposits
158388.36
135623.92
101027.22
84522.62
76639.39
Interest on RBI / inter-bank borrowings
59384.94
57977.56
45905.50
40705.48
52366.79
Other Interest
2210.36
1671.05
1064.88
56.26
-2896.85
Operating Expenses
107677.10
100093.98
85839.25
69811.43
59173.03
Payments to and provisions for employees
41416.70
38873.18
34750.70
29585.72
25172.55
Rent,Taxes and lighting
5948.56
5102.34
4425.61
4007.11
4462.97
Depreciation on Banks property
4933.87
5455.50
4334.18
3986.02
3600.32
Depreciation on leased assets
47.30
Auditor's fees and expenses
44.01
49.47
44.90
36.43
39.75
Law charges
99.63
142.28
532.53
401.31
190.29
Communication Expenses
701.11
653.13
641.04
467.30
461.28
Repairs and Maintenance
629.16
595.62
543.24
371.36
326.76
Insurance
4176.99
3450.59
2814.33
2010.54
1358.72
Other expenses
49727.07
45771.86
37752.74
28898.34
23560.39
Provisions and Contingencies
10856.06
18865.51
22201.55
14802.51
93799.02
Provision for investments
-17374.25
-5425.77
24087.38
7903.78
14038.83
Provision for advances
26996.85
23370.83
-1665.66
6933.66
77343.02
Others Provisions
1233.46
920.45
-220.17
-34.94
2417.17
Profit Before Tax
32239.42
15376.89
9813.29
14336.89
-47617.75
Taxes
7773.41
2524.87
2455.10
3696.36
-12728.47
Current Income Tax
7773.41
2524.87
2455.10
3696.36
-12728.47
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
24466.01
12852.02
7358.19
10640.53
-34889.28
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
24464.93
12852.02
7358.19
10640.53
-34889.28
IV. APPROPRIATIONS
-66661.43
-88085.55
-100209.41
-98659.42
-104176.49
Transfer to Statutory Reserve
6014.65
3127.70
1793.52
2665.53
Appropriation to General Reserve
Appropriation to Revenue Reserve
-19.39
-1253.75
-3472.58
4752.16
Appropriation to Other Reserves
Other appropriations
-72656.69
-89959.50
-98530.35
-106077.11
-104176.49
Earnings Per Share
0.78
0.45
0.26
0.42
-1.39
Adjusted EPS
0.78
0.45
0.26
0.42
-1.39